Peter Makfero travels 300km every fortnight to buy fish from Lake Malawi to resell. His village credit union lent him the money to start this business.Micro credit

Micro-credit loan. Cropped shot of Peter Makfero Hamilton who travels to Lake Malawi to buy fish to resell in business started using money lent by his village credit union.

Husband and wife working amongst crops. They trade in Maize using micro credit loans.Joyce Mucknonya and husband Malwa

People walking along path in area of tea growing and subsistence farming with Mount Mulanje in the distance.Also has limited tourist industry based around trekking

Chikondano Village. Disabled male shopkeeper sat in his small shop. Able to run shop due to a community loan.Mr Nemulaloan of about £12

Portrait of man standing next to brick building in a Ekhamuru Village.

Portrait of farmer amongst his Cassava crop in an Ekhamuru Village.farmer called Aubrey Macheso

Mount Mulanje behind lush crops in an area of tea growing and subsistence farming. which also has limited tourist industry based around trekking.

Portrait of male market stall holder selling dried fish. Able to do this due to micro credit loans.Man called Peter Makfero Hamilton

Bwanali village development committee road building project. Women building access road.

Tea plantation and pickers in area of tea growing and subsistence farming